A Pro-Family Housing Agenda

There is considerable concern about housing affordability in the United States. Housing is the most expensive element of the cost of living, which makes it an important issue to both households and governments. Indeed, the high cost of housing relative to income (i.e. the degree of affordability) is an existential threat to the future of the middle-class in some housing markets (metropolitan areas), and even threatens to jeopardize the demographic future of the republic. While the housing situation has not become a crisis everywhere—and for older Americans remains relatively affordable—for young Americans, housing has become crushingly expensive in most of the country, crippling their economic and family futures.

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